Privacy Policy

What we collect

Browsing this site requires no account and no sign-in. Data is collected in two situations only:

• What you send us yourself through the contact form: your name, email address, subject and the text of your message.
• Technical data logged automatically by the hosting servers on every request: IP address, browser and operating system, and the date and time of the request.
• Aggregate visit statistics (how many visits, which pages are read most) that use no cookies, do not follow you across other websites, and are not used to build a profile of you.

What we never ask for here

This is an informational website and no financial transaction is carried out through it. We do not ask for — and please do not send — card numbers, account numbers, passwords or images of identity documents through the contact form or by email. Those are handled at the company's premises and through official channels only.

Why we use it

What you send through the form is used for one purpose: reading your enquiry and replying to it. Technical data is used to run the site, protect it from abuse and automated submissions, and measure page performance in aggregate.

We do not use your data for marketing, we do not send promotional messages, and we do not add you to any mailing list.

Cookies

This site sets no advertising or tracking cookies, and embeds no third-party trackers such as ad networks or social media buttons.

Who sees your data

Contact form messages are read by the authorised staff responsible for answering them. Alongside them, a small number of technical service providers process this data on our behalf, to the extent needed to run the site:

• The hosting and content delivery provider, through which page requests pass and with which technical data is logged.
• The email provider that carries your form message to the company's inbox.
• The tool that checks a form submission comes from a person rather than an automated script.

We do not sell, rent or trade your data with anyone for commercial purposes. We disclose it only where we are required to by law or by formal request from a competent regulatory or judicial authority.

How long we keep it

Contact form messages are kept for at most twelve months from the date they arrive and are then deleted, unless keeping one is necessary to answer a transaction still in progress or is required by a legal obligation. Technical server logs are kept for a shorter period set by the hosting provider.

Security

The whole site is served over an encrypted connection (HTTPS), and access to incoming messages is limited to authorised staff. That said, no one can guarantee the security of transmission over the internet absolutely — which is a further reason not to send financial data or identity documents through this site.

Your rights

You may ask to see the data you sent us through the site, to have it corrected, or to have it deleted. Send your request to the email address at the end of this page from the same address you wrote to us from, and we will respond within a reasonable period. We may retain some data where a legal or regulatory obligation requires it.

Links to other sites

The site may link to third-party websites, such as that of the Central Bank of Iraq. We do not control and are not responsible for the privacy practices of those sites, and we recommend reading the policy of each site you visit.

Children's privacy

This site is intended for adults. We do not knowingly collect data from anyone under eighteen. If we learn that we have, the data is deleted.

Changes to this policy

This policy may be updated whenever the way the site works or the regulatory requirements change. The date of the last update is shown at the top of this page, and the text published here applies from that date.

Contact us about privacy

For any question or request about this policy or about your data, write to the company email address or visit our premises: